How to Apply for the Naya Pakistan Housing Program

How to Apply for the Naya Pakistan Housing Program

Naya Pakistan Housing Program: How to Apply

Naya Pakistan Housing Program Complete Detail, Guidance & Information:

First time in the history of Pakistan PTI included affordable housing in its election manifesto. PTI won the General Elections 2018 and the reason of nationwide popular vote was the promise to develop 5 Million Affordable Home for poor people. Today Prime Minister Imran Khan has given the go-ahead to start the construction of affordable housing across Pakistan in a press conference. The first phase of NAYA PAKISTAN HOUSING PROGRAM will be launched in seven cities; Faisalabad, Gilgit, Islamabad, Quetta, Muzaffarabad, Swat, and Sukkur.

Salient features of Naya Pakistan Housing Program:

Increase buying power by providing loans of longer tenure fifteen to twenty years.

Reduce cost by standardizing design and specifications.

Reduce cost by significantly cutting down the approval time.

Develop new communities with access to infrastructure.

Reduce the upfront cost of builders by providing them land in installments and minimum time for approvals and infrastructure before the start of construction.

Provide project loans to builders so that they can complete housing project in the shortest possible time thus improving their ROI and at the same time reduce the investment period thus reducing the overall cost for the end consumer the main objective of this scheme.

Policies, Targets and Time Frame for Naya Pakistan Housing Program:

Foreclosure law implementation and enactment of new laws.  Action: Ministry of law and Parliamentary affairs. Time period 3 months from today.

Creation of Provincial and Federal Naya Pakistan Housing Authority. Action: Ministry of Housing and works and Ministry of law and Parliamentary affairs. Time period: three months from today.

Arranging funds for Housing needs. Action: Ministry of finance.  Time Period: three months from today. (Commercial banks to be also brought on board and at least 5% of their loan portfolio will be fixed for lending to builders and housing mortgage financing).

At the same strengthening of the remortgage finance market to be established. Action: State Bank of Pakistan. Time period: Six months.

Selecting locations from existing Federal and Private property owners; Responsibility task force Time Period: Ongoing first 100,000 units next 45 days.

Developing Designs for the units; Responsibility task force next 60 days.

Pricing for each unit as per location through builders 120 days.

Launching of the scheme for booking of units 180 days from today.

Completion of the first project and handing over of keys or possession of plots within two years. of this date. Responsibility Task Force, NAYA Pakistan Housing Authority and Private Sector Builders

Top 5 Benefits of Naya Pakistan Housing Program:
Start of Public Housing in Pakistan

Pakistan is a nation where public housing was not included in the government policies. Indeed there were some efforts to provide the affordable housing by the government but the scale was so small that the general public couldn’t benefit these limited initiatives. Mostly housing schemes were launched by private developers who sold the plots or houses on installments. But first time in Pakistan the government has started the mother of all housing schemes; 5 Million Homes.

Best Solution to Housing Crisis

The housing crisis has reached an alarming level in Pakistan. We need 12 million new housing units to solve the housing shortage. Pakistan needs 1 million new housing units every year but we are building just 100,000 homes annually. Five million affordable homes will solve the housing crisis in Pakistan. Pakistani population is increasing by five million every year that needs one million houses. In long term, this affordable housing initiatives will end the housing issues in Pakistan.

Economy will Boost

The construction industry is associated with 40 other industries. The construction of 5 million affordable housing units will benefit many industries from brick kilns to PVC pipes factories. This is the largest public project in the history of Pakistan. If we use all local materials for the construction of five million houses, it can start the Pakistani Industrial Revolution. This mega project will not only boost the economy of Pakistan but millions of jobs will be created.

Relief for Home Buyers

Buying a home is a distant dream in Pakistan. Due to un-affordable home prices, the numbers of renters are increasing whereas home ownership is in decline. Many low to middle-class people who were struggling to buy a home will get relief. Now it is very easy to buy a home as prices are very low and people have to pay the money through mortgages. Therefore 5 million affordable homes are like jackpots for genuine home buyers.

Property Prices will Cool

Property prices are very high in Pakistan. Even many professionals can’t buy a decent home. The construction of 5 million homes will crash the property prices across Pakistan, as most people will prefer to buy government houses. But the people who will not get the allotment of government homes will be able to buy homes in the private sector at very affordable rates. Therefore the construction of affordable homes will stabilize the overheated property market.

Eligibility Criteria | How to Register | Form Submission Date | Where to Submit Form:
Who are Eligible to Apply for Naya Pakistan Housing Scheme

Only one person can apply from a family (husband, wife, child)

Preferences will be given to the candidates who do not own any independent residential units in Pakistan

Monthly installment is from Rs. 5,000/-

How to Register for Naya Pakistan Housing Scheme

Download the registration form from NADRA Site or from this blog post

Carefully fill the application form

Select the city where you want your future home

Submit the filled registration form along with Fee Rs. 250/- in the designated office

Last date to Submit Registration Form for Naya Pakistan Housing Scheme

Filled Registration Form can be submitted from 22nd of October 2018 to 21st of December 2018.

Addresses to Submit the Completed Registration Form for Naya Pakistan Housing Scheme

FAISALABAD: DC Office Faisalabad

GILGIT: DC Office Khamar Gilgit

ISLAMABAD: NADRA Mega Center Blue Area Islamabad

MUZAFFARABAD: DC Office Old Secretariat Muzaffarabad

QUETTA: NADRA Registration Center opposite Helper Eye Hospital Sariab Road Quetta

SUKKUR: DC Office Military Road Sukkur

SWAT: DC Office District Court Gul Kada Saidoo Sharif Road Mingora Swat


NOTE #1:


The government has decided to include 12 more cities in NAYA PAKISTAN HOUSING SCHEME. The registration process will start from 1st of January 2019. The 12 cities are;


Dera Ghazi Khan








Rahim Yar Khan



NOTE #2:

PM Imran Khan has issued orders on 22-11-2018 to expand NAYA PAKISTAN HOUSING PROGRAM to Azad Jammu & Kashmir and Gilgit-Baltistan.

Application Form and Brochure of Naya Pakistan Housing Program: